Why doesn't my healthcare plan cover me for special "singles" services?
Last week I was stricken with a horrible flu. I actually think I might be a swine survivor, but I'll leave that post for another day. Anyway, I was horribly ill. Nausea, chills, aches, pains. You know, the flu. I was sick, miserable and lacked any amount of energy. I love Miss Sugar Bean, but she can't exactly run down to the corner and pick up some OJ and saltines. So, why doesn't my healthcare plan offer some special services for single people?
I'm not asking for much. Really just an errand boy. Some hotline that I could call up, request a delivery of Tylenol Flu, popsicles and 30 Rock Season 2 on dvd. Or, if things got really bad, someone to drive me to the doctor or Urgent Care. I've seen the price points, the rates for health insurance for a single vs. a family are not that significant. I pay out each month to my health insurance, and then when I get sick, I have no way of actually getting to the doctor. Just doesn't seem right to me. The family plan covers Mom, Dad and the kids. I'm sure the average family makes multiple trips a year to the ol' MD. I'm paying almost the same amount and the closest I come to the doctor is watching ER repeats. Sure I can call friends and family and ask for their help, but why should I have to when I am paying Anthem a big chunk of my paycheck to take care of my healthcare needs?
So what if my needs boil down to a box of popsicles when the flu hits? What's the deductible on that?